Frequently asked questions

  • What is Voooma Pay-As-You-Go Long Distance Journey Cover?

    Are you going to travel long distance? Cover yourself and your family door to door for your trip. You can add additional travellers to your cover and you only pay ONCE.

  • How many family members can I cover with Voooma's Journey Cover?

    You can cover yourself and 12 other friends or family members travelling with you.

  • How do I get in touch with Voooma?

    Please send us an email on voooma-info@differentlife.co.za. Alternatively, you can call us on 010 020 4366.

  • When can I claim?

    Voooma Journey Cover will pay out if you die, are hospitalised or are disabled as a result of a journey-related accident as a non-professional driver or passenger. There is also access to Emergency Medical Services whilst on your trip.

  • When can I not claim?

    Any cause other than a journey-related accident as defined herein including suicide, attempted suicide and post traumatic stress disorder. 

    If you are a professional long-distance driver and the driver on the insured journey, you cannot claim. A professional long-distance driver means a driver whose normal occupation includes driving or operating a vehicle.

  • How do I claim?

    To register a claim please contact our claims department: 

    Telephone: 010 020 4366 or email voooma-claims@differentlife.co.za

  • Is this contract only for the period of travel?

    Yes. You are covered from your departure up to your final destination.

  • Is it only for local travel?

    Cover is available within the borders of South Africa. If you are travelling cross border you can take out cover from your departure point up to the South African border.

  • I would like this to travel abroad?

    The product is not suitable for international travel.

  • Would I have to pay now for future dated travel?

    You can purchase cover for future dated travel.

  • Am I covered for the period that I am away from home?

    You are only covered for the period of physical travel. From your point of departure to your final destination. You can purchase cover for your return trip.

  • Why can't I buy for my return trip at the same time?

    We don't know when you will be returning or if your journey is only one way. You make two separate purchases, one for each trip.

  • I am taking a bus, and then a taxi from the bus terminal to my destination. When does my cover stop?

    Cover is in place for all modes of road travel. You are also covered even if you have to change from one vehicle to another during your trip. You are covered from when you leave your home until your final destination.

  • My travel has been delayed. Am I covered?

    You are covered for travel up to three days earlier or later than your scheduled travel date, but we encourage you to let us know by sending an email to voooma-info@differentlife.co.za. This applies both to earlier and later cover.

  • I am staying over half way. Do I buy once?

    You can buy one cover, you are covered until you reach your destination as long as you reach your destination within 3 days.

  • I have to wait at the bus terminal for my connection. It’s scary there. Am I covered while I am waiting?

    Yes, you are covered from the moment you leave your home to start your journey.

  • Can I cover other people if we are not in the same vehicle?

    No, you need to be travelling with the people you are covering.

  • When do I get my policy contract?

    You will receive an SMS with a link to your contract as soon as you have purchased your cover.

  • Can I buy cover for travelling in my own car?

    Yes. Even if you are a professional driver driving in your personal capacity. You can also cover your passengers. Cover is available independently if you travel as a passenger in someone else’s car.

  • How do I access the emergency medical response when there is an accident?

    This policy also includes access to an Emergency Medical Services benefit provided by Europ Assistance. You will receive an SMS with the contact number for Europ Assistance when you purchase a policy. Standard call rates apply.

  • What happens if I am involved in an accident?

    In the event of a medical emergency, Europ Assistance can be contacted 24 hours a day to arrange emergency medical assistance and transportation, when you are on your journey.

  • Can I buy multiple times for the different dates that I’m travelling?

    Yes, you can buy cover in advance for any travel that you intend to undertake.

  • Can I pay cash?

    No, payment is made online via EFT, credit or debit card.

  • The school is taking a team on a school trip. Can I buy cover for the entire mini bus?

    Yes. Everyone can be covered. Professional drivers don't qualify for cover.

  • Do I need to notify my beneficiary?

    You can choose to send a copy of the policy contract to your beneficiary so they know when you are travelling.

  • Is there a waiting period?

    No, there is no waiting period.

  • What is the Emergency Medical Services Benefit?

    This benefit offers you access to the 24 hour medical evacuation and transportation service (“Emergency Medical Services”) of Europ Assistance. OMART will cover the cost of Europ Assistance providing the Emergency Medical Services Benefit to you.  

    You are free to make use of any other service provider, but in that case you will not be covered under this benefit.  The policy benefit therefore ONLY covers the Emergency Medical Services benefit if rendered by Europ Assistance.

    You cannot hold OMART or Different Life responsible for any negligence on the part of Europ Assistance in delivering this benefit to you.

    You cannot hold OMART or Different Life responsible for any inability on your part, for whatever reason, to make contact with Europ Assistance in the event of an accident related emergency. It is important that you for example keep the Europ Assistance emergency contact number 0860 211 112 available throughout the journey and ensure that you have sufficient airtime to make the emergency call if required.